City Mortgage Bank Lending Conditions
City Mortgage Bank has started its work in Moscow on 1 March 2004, and in April opened an office in St. Petersburg. Today, the city also operates a mortgage bank in Nizhny Novgorod, Samara, Rostov-on-Don, Yekaterinburg, Ufa, Tolyatti, Tyumen, Chelyabinsk, Novosibirsk, Kazan and Krasnoyarsk. ction. Macy’s Inc. takes a slightly different approach. The bank was established with the participation of companies 'Troika Dialogue' and 'Rosgosstrakh', and in late 2006, the owner of City Mortgage Bank Corporation was 'Morgan Stanley'. City Mortgage Bank: Lending Products City Mortgage Bank provides mortgage loans to buy apartments and individual houses, as well as loans for repairs and home improvement.
In April, 2007 number of mortgage loans has exceeded 5500, and the volume of mortgage transactions since the beginning of the bank surpassed the mark of $ 400 million. The borrower can get loan to buy an apartment in almost any major city in Russia. City Mortgage Bank: loan in the first place you should be prepared and submitted to the bank documents to obtain a mortgage loan. Representatives of urban mortgage Bank promise to consider your application in a period of one to three days, after which you will be given notice of the decision of the bank. If the decision is positive, with the notice you get all the information about the credit – it the amount and timing of payments.
Bank's decision is valid for three months, but in exceptional cases, urban mortgage bank extended the decision for another month. During this period, you should pick up an object real estate, provide the bank and insurance company documents on this site, evaluate it using an independent appraisal company and sign a loan agreement. City Mortgage Bank: documents for the loan To get a mortgage in the urban mortgage bank, you should gather the following documents: copy of passport, copy of marriage certificate (if available), an income statement for the last 6 months in the form 2 Personal Income Tax, a copy of the work book. In addition, you will have to provide proof of payment for acquisition of the bank's application and statement of consent of the borrower's receipt of the urban mortgage bank information from credit bureaus stories.
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