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European Countries

Other European countries followed suit while Switzerland, France and the Scandinavian countries re-established the gold standard in 1928. But the 1920s international gold standard was not more than painting lipstick on a pig. The same countries that resurrected the gold standard damaged it. They did it by changing the supply of domestic credit (via interest rates) and the money in the same proportion as the inputs and outputs of gold. This pushed exchange rates from other countries who retaliated.

Our own reserve Federal of the United States, for example, kept hidden some gold medals of the country outside the base of credit by issuing gold certificates. The Bank of England also sterilized gold flows effects. Anyone in the Government could follow the rules of the gold standard. This means that automatic economic adjustment of the gold standard that everyone wanted might not work. The great depression created the financial crisis that it took altogether the banking system collapse.

When the economy was relaxed in 1929 of the policies of bad loans ranging from mortgages interest only to operations with shares of margin; banks from Austria, Germany and the USA.UU. they have suffered sharp falls in value. Confidence collapsed and people rushed to withdraw their deposits, which caused the execution of banks. Meanwhile, gold was released in Great Britain of a chronic deficit in the balance of payment and the lack of confidence in the pound sterling. uture in this idea. In 1931, all it came down by the weight of gold! Countries joined together to rescue the pound but the British gold reserves were reduced to the point that the country is unable to maintain the gold standard. In September 1931, the British Government suspended payment in gold and left to float the pound. At the end of the year, Canada, Sweden, Austria and Japan had no gold. In April 1933, with the collapse of the banking system of the United States.UU. our country came out of the gold. For the last resistance, France, the pattern left gold in 1936 due to lack of confidence in the franc as a stable currency. This was a justified response to the Socialist Government of the Popular Front led by the induction of Leon Blum that resulted in economic and political instability. For the first time, the fiduciary currency, as we have it today, in the form of paper currency without the support of a scarce commodity, emerged. The lesson of the interwar period is that when there is no reasonable and applied international monetary systems, the result is economic nationalism, political and economic instability, bank failures, and the flights of panic of capital across borders. This destroys trade and international investment, the wealth of Nations and their people. This is the time in which the U.S. dollar.UU. He emerged as the dominant currency in the world putting aside the pound sterling.

Social Security

Economy: Version Juan people each time that we have had the opportunity to address issues related to economic activity, our main concern has been the put in evidence the human face that motivates, it makes it possible, that affects and above all, that suffers, the impact that the evolution of the economy, in its metamorphosis of thing macro to the micro, decant and affects the purchasing power of those that live and interact in the flat of the pyramid base social. This time, narrate a story whose protagonists have been extracted from everyday life, characters of flesh and bone, as you and I, friend reader, with the caveat that we have preferred to preserve their identity, using the famous sentence of fiction films: the characters in this story are fictional, any resemblance to reality is purely coincidental. Once said, that the law and justice, not always go orbits similar, for the simple reason that more that justice determine that everybody is equal before the law, the reality shows us that we are not all equal and that equal treatment, only achieved, increase even more, the huge gap that separates those who are able to meet their basic needs, those who barely subsist, drowned by the environment and marginalization. ce. It is under this optics which we intend to place the characters in our history, with the aggregate which is the same except that we have made in relation to the law and justice, let us make the concepts that each of us has about ethics and morality, would be very naive if we think that ethics and morals are synonymous. The philosophical thought considered ethics as a set of values, hence arises when we say that a person is ethical, it is because it is guided by principles and convictions. We say then that it has character and good nature. In terms of morality, this is part of the concrete life of each one. Is the actual practice of persons that are expressed by customs, habits and values accepted. A person is moral when work in accordance with the Customs and values that can eventually be questioned by ethics. A person can be moral (follows customs) but not necessarily ethical (principles reflects). After having made these considerations, we can begin the development of these life stories, lives that act under the influence of their surroundings, mimicking values and customs, adopting attitudes which, as we will appreciate, are not always coincident with what society as a whole, understood and valued as: ethically correct behaviour. Let’s see: When the State, since its economic Dome, dictates the regulations governing business activities, imposed as a determinant inescapable, the registry of the entrepreneur in the control agencies, where is issued you upon affidavit showing the corresponding qualification,: identification of holders, start date, branch of activity, location of the local sales tax to which it is bound pay taxes and social charges by concept of Social Security, of owners and staff, if any. This mentioned, is so that we know which are the requirements laid down in the Act and are to be met, of course, by all those who seek to venture into the business world, determine rights and obligations within a regulation that aims to ensure a fair control in your application both for the employer, who is who performs the activity, the Statewhich provides the share part of income that corresponds to the society by such empowerment. Needless to say, anyone who becomes a businessman, by themselves and for themselves, bypassing these regulations, shall act outside of the law, is a marginal that develops a clandestine activity within the framework of the informal economy, is worth mentioning that in our midst, the informal market, comes to figures exceeding 40% (forty percent) a number really worrying for any moderately organized economy. The characters that are part of this story are drawn precisely from this sub world that develops in a way parallel to the formal world of regulations and which applies to what you’ve described concerning: the right and justice, the ethics and morality. We will make this story a short story, a simple review of events explicit enough to help us understand a little better, the how and the why, occur the things that happen, actions that are developed in our environment and being however, however obvious, beyond the critical registry of who we share them. A blatant statement that the ethics of these principles, is diluted in the real actions of coexistence, moral is essentially, usual, way of making and understanding the right thing as a practical response to the possible reality. We’ll start with Silvia, a middle-aged woman, who one day decided to do what many of their acquaintances, including his own sister, had done, become independent by mounting their own business, so he sought a room according to their locative needs, he provided merchandise traveling to Buenos Aires with his colleagues, following a safe route, with border passages insured at a reasonable price, and as an alternative to supply every two weeks traveling to Uruguaiana, border between Brazil and Argentina or Ciudad del Este in Paraguay. In this way it became entrepreneur in fact, formal procedures of registration would be for later, when circumstances allow it, when its operating costs were one sufficient margin to be able to absorb them. When things improved, he sought someone to assist it and so, in one fell swoop, he felt it was a patron as well as entrepreneur, had someone under his authority, someone who treat as she had treated her in the past, had time to send wage dependency to another person, who obliged to obey, to clean the premises if you had to cleanto do errands, any that were, and forcing them to be to your order all the time that necessary to understand how many hours? All possible, and if the employee you didn’t, that it was just like, wasn’t going to miss another candidate who needed work, so he had been with her and thus acted, found in its nothing abnormal or objectionable, proceed again, moral is the result of habit. In this way, Silvia was linked to Mabel, her employee for all service, both said they were friendly, however, when one referred to the other, in the social circles that frequented, the used epithets, let glimpse content discontent barely speak ill of an employee and complaining about what he does, is is considered natural between patternsas likewise, say that a pattern is a thoughtless and operator, is a logical reaction of those who develop tasks in dependency ratio. Now, think about encompasses Silvia, the Association that brings together merchants, or speak, thats also part of marginality, as Mabel, she you are claiming their rights, but it is not capable of resorting to the Union that defends it and represent both ones as others wield their reasons, they complain and they claim the system, feel part of society, they are part of the informal economy, their incomes are integrated to the great flow that moves the markets, are like small containment dykes causing constant bleeding of resources provided by fiscal policy of Governments, the shortcuts that have taken provides them in mediate, but unless they have premeditated it, without having the intention to provoke him, are part of the great mortgage that affects them the future. It is that stories of life as the one described in this article, are aspects of same social fabric, a demonstration that informality and underdevelopment, are twin sisters, daughters of the improvisation of the ruler, which dictates the rules with one hand, and deletes them with the elbow of the indifference to the social reality that surrounds them. Hugo W.

Credit Cards Generated

According to a study of the Agency negotiator of banking products. It is often abuse them at Christmas, summer and after vacation. Officials, liberal professionals and permanent employees of large companies are the most affected by the debt through cards. The abusive use of credit cards has generated nearly 65% of applications for refinancing of debt during this fiscal year, nearly double last year, according to a study by the Agency negotiator of banking products. According to a report by the Department’s analysis of agency negotiator, who has reviewed nearly 11,000 reunification of debts application files, three of every four applicants of refinancing operations have three or more credit cards, that frequently used to deal with their current expenses. Hikmet Ersek takes a slightly different approach. The half they have funded with cards more than 15,000 euros (double that six months ago) and fifth has exhausted its capacity of financing and find real problems coping with the payment of contributions by the high interest accrued.

The entity has pointed out that, although the holes caused by the cards represent a percentage under regard of total household debt (which includes a mortgage and an average of 1.8 personal loans), they can generate defaults which even put an end to the embargo of the housing. He pointed out that this situation can be because, although the amounts financed with card tend to be low in comparison with other consumer credit, high interest rates that entities apply to such funding (over 20%) may be suffocate thousands of Spanish families. When more La negotiator Agency is spent has clarified that the seasons summer, Christmas and post-holiday are the most prone to the abusive use of credit cards. In addition, it has identified officials, liberal professionals and permanent employees of large companies like communities most affected by the excess of borrowing through credit cards. Therefore, it is concluded that the indebtedness caused by improper and abusive use of cards has become a double-edged weapon for Spanish families. Source of the news: the abusive use of credit cards generated 65% of the pools of debt

Real Estate Mortgages

There are several types of lenders around the banks, credit cooperatives and other authorized agents of loan. There are many options of corporations these days and within all these institutions are within the reach of individuals financing have a type of different loan terms and conditions and which are offered in the market experts new buyers of houses, apartments or villas. Each Bank and lender have now established a variety of mortgage loans, among them you will find: loans for first-time buyers of home loans for people who get investment properties, re-financiamientos, debt consolidations, loans for extensions or renewals of property, loans for construction of House and many more. Jeff Gennette may find it difficult to be quoted properly. The last two years there have been many lenders who aspired to have a House, and the good news for those, is that made some changes in the real estate and mortgage business. Banks now understand that not only business was in the approach to industrial corporations and real estate trends. They have expanded and made more flexible financial solutions for people who want and need financing to buy your House or apartment. Besides the additional options, they are also able to offer the Council in some government programs that are available to you. Governments also trying to help people that are inserted into the real estate market offering various grants, financial incentives, to those interested in exhibitor your House or apartment.

Your mortgage agent should be able to give you some tips on the topic and point out the right direction to achieve the dream of having a techo propio. There are others who are the mortgage stockbrokers, who are able to give many tips and find out the database details of loans that are available for hundreds of lenders. They will be able to carefully examine the types of loans to find a short list of loans with terms and conditions that could satisfy you and they are appropriate for you. Macy’s Inc. contains valuable tech resources. These agents can save you much difficult work, money, time and confusion in the different options available to you. The loan from banks still remains as the most popular choice that resolves a mortgage, especially when they have the precise information about their job security to give you a loan. A good start is visit your bank’s trust and find out the mortgage options that they can offer. As a loyal customer, you might find some very competitive options for their purposes. If you are not completely convinced that has the best terms and conditions then you can can look forward and go to other corporciones.

If you want to buy a new house or apartment, as a choice of your first house or apartment, or as an investment or for any other reason, then in the financial market can find mortgage solutions that meet their requirements. The key to getting the best deal should be based on research and the search for vrias options and not settle for the first agent you find. In our days there are many solutions to choose and where to invest your money better.

Business Coaching

The 1990s favored the academic and intellectual leaders Sheen, and how in the past of him relied on great ideas and success and rise of the company. But gradually found the lack of abilities to relate to people from this type of leader and today, in addition to hard knowledge emotional and social skills are the key to success in the management of a leader, you need to know to manage personnel, positively influencing work teams, generating positive interaction climates, encouraging the commitment and good performance. Both the work climate and the contribution of the whole of the brains that form a team are fundamental to success, and the new leader handles it, it is so he is valued today more emotional competition for senior positions. A business coach can be a good leader or help select the leader of an area is determined in a company, marking directives for work, driving the process and providing training tools to the people emotionally trained to exercise leadership. The great need for integrating the intellectual part with the emotional has reached the business world finally, requiring today’s advanced coaching technique to solve spaces for reflection and achieve processes that evolve in optimal Assembly work. You are then appreciated emotional coefficient on par with the intellectual, integrating the social dimension of the human being without forgetting the spiritual part. In order to develop successfully in a conductive way need a balance between all these factors, and coaching tools make it possible.

Increasingly more companies turn to coach to optimize the treatment of its employees, generate working groups and enrich technical expertise to their leaders, allowing the change of preconceived ideas, the proper handling of the emotions, control or use of impulses and intuitions, changing emotional States, etc. Some exercises for the good leadership consist of several minutes a day of introspection, technical that is used to help think before responding, avoiding outbreaks, conflicts and reactions adverse. Avoid impulsive reactions and stress deserves several types of exercises, physical, emotional and mental. Learn how to connect with emotions is everyone’s job, learn to connect with others emotions is the task of the leader, and emotional balance of the leader, it is known, is vital. Because anxiety is contagious, just like the joy emotion. Today in the highly competitive companies economic stimulus is welcome but not enough, the climate at work is very important to change the result of the company in general, and depends on the leader promoting this general condition, being careful when he criticizes and euphoric when praised. But greater emotional gratification comes from the hand of doing a job that excited, that you can love and enjoy performing. Everything that comes from the hand of the vocation and internal recognition is a source of greater positive emotions, reinforces the confidence and leads down the path of good realizations. The coaching business and labor not only generates higher profits for the company but also huge profits the employee with conditions of leading yal who don’t, since it generates an optimal workspace for all, which bears fruit in life happiness. Original author and source of the article.

Mortgage Estate

However, foreign positive law for example in Spanish positive law mortgage falls on movable property and real estate for which the mortgage may be chattel mortgages and real estate mortgage. 5 Mortgage of these three rights in rem guarantee that we are discussing in this article is the real right of mortgage, which for some writers is a contract, with which we do not agree, since the mortgage is not a contract but is a real right of warranty or accessory real right or guarantee. At Governor Cuomo you will find additional information. When studying a legal institution is important previously to his Studio to define it in order to not be confused with another legal institution, and the studies are more accurate, and are not inaccurate. It is also important to define the legal institution studied to-investigations not misleading to those who take them into account for future research. In the dictionary of the language Spanish for Royal Academy Spanish defines the mortgage as the real right that gravel ships, holding them to respond the fulfilment of an obligation or the payment of a debt, i.e. According to the Diccionario de la Real Academia Espanola the mortgage or real estate is a real right estate gravel and ships. The Spanish Civil Code defines the mortgage in his 1876 article pointing out that mortgage holds directly and immediately goods on which is imposed, anyone who is the holder, the fulfilment of the obligation for whose safety was established.

This definition is not required that the mortgage only rests real estate, so with that definition mortgage is applicable to movable property. The German Civil Code defines the mortgage in its article 1113 as a lien imposed on an estate by virtue which he for whose benefit it is established can get her determined sum of money to collect a credit recognised in their favor. In this definition the mortgage falls on farms.

Peruvian Civil Code

Article 1097 of the Code provides that a building is delivered as security for a debt, giving the creditor the right to exploit and enjoy the fruits. Therefore we can say that the real right is not widely used now that the mortgage is more efficient when we want to provide security on immovable property. 11. 1. 3. A mortgage in addition to being a security is a security right or real right accessory, which in Peru is characterized by a fall on real estate, according to the classification of goods established by the Peruvian Civil Code 1984. Read more here: Hikmet Ersek. Mortgages in other states also may fall on some furniture in which case it is called mortgage security interest in the case of Spain.

The first paragraph of Article 1097 of the Code provides that the mortgage affects a property as security for the fulfillment of any obligation, own or a third party. As the final part of paragraph 3 of the Peruvian Civil Code 1984 is a prerequisite for the validity of the mortgage recording in the Register of Real Property. It is a feature of the mortgage on any real property rights may become more real mortgage. The real right mortgage is a guarantee that is widely used because it has the advantage that can be used by all operators, and the debtor that there dispossession of the property mortgaged, in this sense allows the possession of the property when it is mortgaged, so that when the property is mortgaged may be held for the same such as a lease.

Very Effective

If you want to get back with your guy should know if the love he felt has retained sweeping and active, if so you must return to seduce him so that you feel that your partner is the best that has on your life, beyond the personal and professional successes, that you are only able to make you feel full, full, without anything else. You must be clear that you have to dedicate some time special, full of details of things that love to him and above all express your affection of thousands of ways without that he feels trapped by an ill-fated relationship. You must worry about work, without interferences that disturb, but must know which are his projects and his dreams and try to share them with him. Comes to accompany him up to the football game, though you don’t want much, and be interested in the things that concern him and excited. How to recover a boy:-you must show him you want it even if there are other men who seem you better and even more handsome, but you’ve chosen to him and want to go back with him. -Not the You torment with personal and professional problems that you can solve.

-Love him through the stomach, prepare your favorite dish and get him to participate so that you feel important. -Celes it not too much, that bored to any man. Jealousy is the main cause of breaks, check out well how are you on this matter. -To understand how to recover a boy, improving your outward appearance, make him feel like a pleasant surprise and that see your external evolution. -Do not express feelings of frustration and anger when you see other couples apparently happy, because you will do feel frustrated and failed. -Do not you claim again and again of those who lived in the past, will do rather feel sad and that they are not doing anything to retrieve the relationship. There is a strategy that has been proven to win back your ex-boyfriend without all the drama. Please Click here to make your ex boyfriend want to return with you. Original author and source of the article.

Convention Creditor

Corroborating this idea, article 160 of the Bankruptcy Act, at Headquarters in payment of credits, establishes that the creditor who had claimed part of the credit of a surety or guarantor or a solidary obligor before the Declaration of the contest shall be entitled to get payments corresponding to those in the competition until you added to the that perceived by your credit, to cover the total amount of this. 3 Involvement of creditors to the endorsed credit Convention arises the question of whether, if approved an agreement of creditors with certain takest away and waiting, their conditions would also affect the credit of the guaranteed creditor. That is, if approved the Convention and executed the guarantee, the guarantor could pay the creditor with collateral applying the takest away and waiting times authorized by the Convention. In this sense, he pointed out the LC that creditors who had not voted in favour of the Convention not bound by this in terms of full subsistence of his rights against the parties responsible jointly and severally with the bankrupt and in front of your safeties or guarantors, who may not invoke neither the approval nor the effects of the agreement to the detriment of those (article 135.1). This means that for the endorsement it would be affected (or damaged) by the take away and/or granted waits the debtor endorsed in the bankruptcy proceedings, should attend necessarily the previous budget that the creditor with collateral It has given its vote in favour of the Convention. Otherwise, the conditions of that Convention not be opposed by the guarantor against the creditor with endorsement.

I.e. the guarantor may not pay the creditor with endorsement the amounts endorsed removes and standby conditions laid down in the agreement of creditors. This is without prejudice to the guarantee in question consisted in an endorsement to first requirement and first demand.

Mercedes Knight Politicians

When I see the Declaration of assets of many politicians come I wanted to give them a handout, so poor as they appear to be. And it is that, on the basis of the assets declared by the mayors of the community, some of them should be welcomed to charity. Of the few who have realized their money, as you can be read in the world, only four are millionaires, in the strict sense: Carlos Fabra, Vicente Aleixandre and the mayors of Carlet, Maria Angeles Crespo, and carcaixent, Maria Dolores bottle. Of others, what count. The Mayor of Elche, Alejandro Soler, says that it should more than what has. Poor. Others that such are his colleagues in Fontanars, maximum Caturla, Alfafar, Emilio Munoz, and of Alaquas, Elvira Garcia.

They also give me penalty of Castellon, Alberto Fabra, who after discounting debt only are 20741 euros, and the councilmen Mercedes Knight, who has nothing more 6.914 EUR boxed, and Maria Jose Pascual, which remains at 1,000. Seeing these numbers, there is no fear that only is end up devoting to public life officials and people poor, as fears Duran i Lleida, because we already have them installed on it. As one is cured of horror, not he wondered in what our representatives, have squandered the money since he knows that the exhibited figures respond mostly to logical accounting artifice. It is that in this country being rich is worse since having Seborrhea, so people apply to their property anachronistic cadastral assessments, with mortgages of double and even triple your real estate value. Acquired assets, economic societies and other financial paraphernalia are then used to further lower its amount. Still, that Declaration of goods with or without it, taxpayers do not clarify of how things are. The important thing, really, is not the amount of the heritage of our municipal and other politicians, but if this has been obtained lawfully or not.

It is knowing the difference between what possessed before and After having gone through a public office and, consequently, know how it occurred. The other claim to be more poor rats is a completely irrelevant point. Is it that the poor than the rich ones are perhaps less corrupt? The Anglo-Saxons believe precisely the opposite: what is going to steal a rich in public office are often say if you can get more money in his private practice? Why, in general, American politicians are people with potential, I said before, and that do not require his Office to live. Here, on the other hand, if we take hand of the professional curriculum of many politicians promise do it another day is to get to tremble. Precisely for this reason, because aside from the policy they wouldn’t know what to do, it is so cling to his post although backward of what popular belief, the salaries of our politicians are not to throw rockets. Various cases are those of Felipe Gonzalez and Jose Maria Aznar, who, even gaining a kidney private sector activity, they do not give despite this to their public remuneration or shots. My last reason for concern and do not want to point out anyone lies in that if on something so trivial as heritage makeup both figures them, what no us hidden politicians in budgetary and financial matters of greater substance? I do not even think about it.

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