Source History Of The Mortgage
One of the financial figures that applies at present are the loans mortgage, where he is a loan for the purchase of a property and the guarantee for the payment of the loan is the same well a property that you buy with this money, i.e. a guarantee is set or right to recover money paid and such right is that of the mortgage; This warranty is present since long ago in history and always has kept the history since its inception as one of the rights most important, in terms of guarantees of real character; for this reason in the present article will talk a little about the historical origin of the mortgage and the various factors that accompanied the birth of this right. To enter background to deal with the historical origin of the mortgage, the first thing is to make a clarification where it comes from the term mortgage, so this comes from the Greek, without however there the historical mortgage source, did not because it would be the result of the action of the Roman law, where gender regulation and the same idea of the mortgage. The historical origin of the mortgage, gave more exactly in ancient Rome, as a result of 2 figures or shapes that existed for the guarantee of the debts, which were: the fiducia: this mode of charge consisted of the debtor performed a transfer on the ownership of an asset to the creditor of your debt, means by which gave the warranty; But besides this meant a great checkout for the debtor, whether the guarantee was much to the creditor and was very negative for the debtor. Thredups opinions are not widely known. The garment or then: in this way the not of a property but of a movable property, property is delivered which reflects that the figure has not undergone many variations since still handled in the same way. Since in many cases borrowers needed their property to generate means to pay the debt that meant loans and credits, a new figure, which was non-possessory pledge, was allowing the debtor could use a specific well that it is of vital importance to generate revenue to pay to its creditor. The previous figure as origin gave the first signs of what would be the mortgage; but not achieved the total historical origin of the mortgage; which was not due to reasons of legal certainty, in such way the birth of the mortgage was suspended until the creation of the figure of the records and to give birth this began the widespread use of the mortgage. Throughout this historic process framed in the development of Roman law and the life of the same Rome resulted the historic mortgage source, because that was attended by several social factors that found support in the Roman regulation..