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Sebastian Reif Interest

“Currently (stand: mid-August 2013) the interest from 1.41 percent is effectively (State: 2.8.2013) the KfW program entitled energy efficiency building”. In addition, the State Bank does not up for five years on the repayment of the credit. Another plus: in the highest Forderstufe the KfW Energieeinsparverordnung 40 or a similar passive house the State Bank adopts ten percent of the loan amount. The KfW Energieeinsparverordnung 55 and a similar passive house five percent. “The funding from the KfW program energy efficiency building” can be combined with the promotion of the KfW home ownership program “.

Clients benefit from the fiercer competition on the credit market according to market experts, and town & country founder Jurgen Dawo builders and borrowers by competition from banks, savings banks and insurance companies at least a tenth percentage point interest savings. That can add up, depending on the interest rate, to 1,000 or more euros during a ten-year interest rate.” Important: If possible low interest rates (conditions comparison on the Internet at) are only one aspect of the long term weather home finance. Often, a credit interest higher compared to competitors for example to a tenth percentage point is offset by a very flexible design of the loan agreement, which is tailored to the personal needs and the future plans of a family of builders. These include”a yearly and free special repayment between five and ten per cent of the initial loan, the renunciation of the deployment provision in the first six months (preferably even longer) after the conclusion of the loan agreement, as well as the also free at least once a year possible modification of the current repayment rate, explains Jurgen Dawo. Advantages and disadvantages of mortgage loans by insurers home finance with the mortgage loan of the insurer can anyone whether with or without integrated KfW loan, whether customer of insurance or not. Where Customers, so market experts, no preferential conditions, particularly low interest rates, have to pay. And non-customers often get an additional offer concluding a capital life or private pension insurance. But builders should strictly separate their home financing and private pension plans.

“Especially since the rent-free, so in an entschuldeten home living is the best and safest own retirement at all”, Jurgen Dawo on town & country white: founded in 1997 in Behringen (Thuringia), town & country house is in Germany of the leader in licensed building with about 300 franchise partners. Over 30 houses of types of form the basis of the business concept, which enable low-cost construction of high quality through its modular construction of the system. Town & country provided above for new standards in the construction sector House contained HausBau – letters by the the builders with the introduction of three in the purchase price of a House, during and after the construction of optimal Security is provided. Since 2012, TuV SuD certifies the transparency and security of the building contracts of the massive house party. With the development of energy-saving and solar homes, the company also takes account of the cost explosion in the energy markets. The company 3.187 houses and achieved Group sales of EUR 523 million sold in the fiscal year 2012.

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